Our Commitment to Keeping You Informed

Please find below information for Federal and North Carolina Resources for COVID-19.

Unemployment Assistance - FAQs, Info

U.S. Department of Labor: https://www.dol.gov/newsroom/releases/eta/eta20200312-0

N.C. Division of Employment Security: 888.737.0259; https://des.nc.gov/ If you have lost your job or been laid off, file an Unemployment Insurance (UI) claim. New changes to the state’s unemployment system have occurred due to the current impacts of the COVID-19 coronavirus in North Carolina. COVID-19 specific information is here. It has information for both employers and people seeking unemployment benefits.


Mortgage Assistance

Information from the Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ask-cfpb/if-i-cant-pay-my-mortgage-loan-what-are-my-options-en-268/

On March 18, 2020, the Department of Housing and Urban Development (HUD) suspended all foreclosures and eviction actions on mortgages insured by the Federal Housing Administration (FHA) for the next 60 days. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will also suspend all foreclosures and evictions for the same 60 day period.

United Way of the Greater Triangle, Rapid Response Fund: Emergency food, hygiene, childcare and housing assistance during the COVID-19 pandemic. https://unitedwaytriangle.org/nc2-1-1/

Coronavirus Aid, Relief and Economic Security (CARES) Act has been passed by both the Senate and the House and signed into law by the President. The Act references the prohibition on foreclosures for all federally-backed mortgage loans (1-4 units) for a 60-day period and provides up to 180 days of forbearance for borrowers of a federally-backed mortgage loan (90 days for federally-backed multifamily mortgage loans, i.e., those with 5 or more units) who have experienced a financial hardship related to the COVID-19 emergency. More details to come.

Fannie Mae Loan Lookup Search Tool: https://www.knowyouroptions.com/loanlookup Freddie Mac Loan Lookup Search Tool: https://ww3.freddiemac.com/loanlookup/ 


Rent Assistance

Housing Counseling from HUD: https://www.hudexchange.info/programs/housing-counseling/

On March 18, 2020, the Department of Housing and Urban Development (HUD) suspended all foreclosures and eviction actions on mortgages insured by the Federal Housing Administration (FHA) for the next 60 days. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will also suspend all foreclosures and evictions for the same 60 day period.

United Way of the Greater Triangle, Rapid Response Fund: Emergency food, hygiene, childcare and housing assistance during the COVID-19 pandemic. https://unitedwaytriangle.org/nc2-1-1/


Utility Assistance

Many utility and service providers across the nation are suspending disconnections and offering special allowances or payment plans at this time. First and foremost, reach out directly to your service provider to ensure no disruption in service and to make necessary arrangements.

The following local utility companies have reported the suspension of disconnection for non-payment. Contact your utility company for details of when suspension ends or any additional requirements/details: Duke Energy, Brunswick Electric, ATMC, Town of Shallotte (water & sewer)

Charter to offer free Access to Spectrum Broadband and Wi-Fi for 60 days for new K-12 and college student households and more; more details here: https://corporate.charter.com/newsroom/charter-to-offer-free-access-to-spectrum-broadband-and-wifi-for-60-days-for-new-K12-and-college-student-households-and-more To enroll in the program, call 1-844-488-8395; installation will be waived for new student households.

North Carolina Low-Income Energy Assistance Program (LIEAP), provides a one-time vendor payment to help eligible households with heating bills. Apply through March 31st. Check your availability here: https://www.benefits.gov/benefit/1564

Brunswick Family Assistance (BFA), Brunswick County, offering emergency food assistance, utility assistance, rent assistance and emergency prescription assistance. http://brunswickfamily.org/apply-for-assistance/


Small Business Assistance and Loans

Small Business Disaster Loan Assistance Program: The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to Washington small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). For more information or to apply: https://disasterloan.sba.gov/ela

SCORE is a nationwide nonprofit organization of thousands of volunteer business counselors trained to serve as advisors to business owners.
https://www.score.org/

Federal Income Tax Filing and Payment Deadline Extension The federal tax return filing deadline is now July 15, 2020. For tax payments of up to $10 million, the IRS has also extended the deadline for both individuals and businesses to July 15, 2020. Estimated tax payments for 2020 originally due on April 15 will now be due on July 15.

Facebook Small Business Grants Program: Facebook is offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries due to the effects of COVID-19. Not much information is currently available, but sign up to be included as more comes available here:
https://www.facebook.com/business/boost/grants?ref=alias

Business Link North Carolina (BLNC) for general questions. 800.228.8443

Business Edge Services, offering business counseling services, including layoff aversion strategies; 919.814.0400 or Toll-Free: 800.562.6333 (Choose Option 2 – Business Services); https://www.nccommerce.com/business/workforce-development/consulting-services-staffing-business-edge


Other (Student Loans, Food, Internet Resources)

Student Loans Deferment: Student Loan Deferment or Forbearance
Information from the Department of Education:
https://studentaid.gov/announcements-events/coronavirus

Internet Resources:
Xfinity WiFi hotspots across the country are available to anyone who needs them for free, including non-Xfinity Internet subscribers. For a map of Xfinity WiFi hotspots, visit
www.xfinity.com/wifi. Once at a hotspot, you can select the "xfinitywifi" network name in the list of available hotspots and then launch a browser.

Industry-Specific Assistance:
Bartender Emergency Assistance Program Grant through the United States Bartending Guild Foundation for eligible industry workers that have been displaced during COVID-19:
https://www.usbgfoundation.org/

If you are a bartender, barback, bar server, or are otherwise engaged in the service or preparation of alcoholic beverages, you are eligible.

Restaurant Workers' Community Foundation (RWCF), its COVID19 Crisis Relief Fund has been established to:
i) Immediately direct money to organizations leading on-the-ground efforts in the restaurant community, ii) To bolster our impact investing budget to provide zero-interest loans to businesses to maintain payroll during closure or re-open once this crisis has passed. iii) To establish a relief fund for individual workers facing economic hardships or health crises as a direct result of COVID-19.
https://www.restaurantworkerscf.org/news/2020/3/15/restaurant-workers-community-foundation-announces-the-formation-of-restaurant-workers-covid19-crisis-relief-fund

RWCF has assembled an impressive list of resources for restaurant workers here:
https://www.restaurantworkerscf.org/news/2020/3/15/resources-for-restaurants-and-workers-coping-with-the-covid-19-emergency

One Fair Wage, Emergency Coronavirus Tipped and Service Worker Support Fund, providing free, cash assistance to restaurant workers, delviery drivers and other tipped workers and service workers.
https://ofwemergencyfund.org/help

Air Force Aid Assistance, Air Force Aid Society, offering no-interest loans and/or grants to members of the Air Force, Airmen, and families;
https://afas.org/how-we-help/emergency-assistance/

American Guild of Musical Artists (AGMA), American Guild of Musical Artists Relief Fund, offering financial assistance for rent, utilities, mental health, and medical care; as well as other basic living expenses for any AGMA member in good standing or on honorable withdrawal;
https://agmarelief.org/eligibility/

And many many more. Great collection of nationwide industry specific programs available here:
https://www.fool.com/the-ascent/research/where-find-financial-help-during-coronavirus-pandemic/

Food Assistance for Those in Need:
United Way of the Greater Triangle, Rapid Response Fund, emergency food, hygiene, childcare and housing assistance during the COVID-19 pandemic.
https://unitedwaytriangle.org/nc2-1-1/

Brunswick Family Assistance (BFA), Brunswick County, offering emergency food assistance, utility assistance, rent assistance and emergency prescription assistance.
http://brunswickfamily.org/apply-for-assistance/

Mr Bagel Meister, 1105 New Pointe Blvd, Leland, free egg and cheese sandwich for all children, 7:30 AM to 2 PM while schools are closed.

New Day Cafe, Kids eat free. 497 Olde Waterford Way, Unit 100, Beleville, 910.769.9036


Eviction or Foreclosure Information

On March 18, 2020, the Department of Housing and Urban Development (HUD) suspended all foreclosures and eviction actions on mortgages insured by the Federal Housing Administration (FHA) for the next 60 days. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will also suspend all foreclosures and evictions for the same 60 day period.


Useful Websites and Other Resources

211.org - Get Connected. Get Help. A national network providing a wealth of resources and assistance spanning from food assistance to monthly housing needs. Visit http://211.org/services/covid19 to find your local 211 and learn the assistance available to you.

Salvation Army, check in with your State's Salvation Army for what is being coordinated near you:
https://www.salvationarmyusa.org/usn/covid19/

Parental Assistance
Catholic Charities of the Diocese of Raleigh: Diapers & Formula: Diapers and formula can be acquired by appointment on days of regular operation (Tuesday – Friday 9am – 11:30am and 1pm – 5pm); (910) 251-8130 Please call to schedule an appointment Wilmington – 20 North 4th Street, Suite 300

Diaper Bank of North Carolina, Brunswick Baptist Association, Wednesdays 9 AM to 12 PM, 1041 Old Ocean Hway, Bolivia; 910.754.7979 (call ahead)

Mental Health
Trillium, 24 hours, English and Spanish, 877.685.2415

Disaster Distress Helpline, 24 hours, English and Spanish, 800.985.5990, Text TalkWithUs to 66746

Other Helpful Resources
North Carolina Department of Health and Human Services, COVID-19 Site: https://www.ncdhhs.gov/divisions/public-health/coronavirus-disease-2019-covid-19-response-north-carolina