Our Commitment to Keeping You Informed

Please find below information for Federal and Kansas Resources for COVID-19.

Unemployment Assistance - FAQs, Info

U.S. Department of Labor: https://www.dol.gov/newsroom/releases/eta/eta20200312-0

Unemployment insurance benefits may be available to individuals who are involuntarily unemployed as a result of COVID-19. The amount of the benefit will vary based upon the amount of money that the individual has previously earned, but will be between $122 and $488 per week.

At this time, individuals can receive up to a maximum of 16 weeks of benefits. You can view video tutorials on the application process, what to do after filing an initial claim, and more at www.dol.ks.gov/tutorials. To file for unemployment insurance benefits, visit www.getkansasbenefits.gov, and click on the button at the top of the page titled EASY.FAST.SECURE.

Mortgage Assistance

Information from the Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ask-cfpb/if-i-cant-pay-my-mortgage-loan-what-are-my-options-en-268/

On March 18, 2020, the Department of Housing and Urban Development (HUD) suspended all foreclosures and eviction actions on mortgages insured by the Federal Housing Administration (FHA) for the next 60 days. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will also suspend all foreclosures and evictions for the same 60 day period.

Coronavirus Aid, Relief and Economic Security (CARES) Act has been passed by both the Senate and the House and signed into law by the President. The Act references the prohibition on foreclosures for all federally-backed mortgage loans (1-4 units) for a 60-day period and provides up to 180 days of forbearance for borrowers of a federally-backed mortgage loan (90 days for federally-backed multifamily mortgage loans, i.e., those with 5 or more units) who have experienced a financial hardship related to the COVID-19 emergency. More details to come.

Fannie Mae Loan Lookup Search Tool: https://www.knowyouroptions.com/loanlookup Freddie Mac Loan Lookup Search Tool: https://ww3.freddiemac.com/loanlookup/ 

Rent Assistance

Housing Counseling from HUD: https://www.hudexchange.info/programs/housing-counseling/

On March 18, 2020, the Department of Housing and Urban Development (HUD) suspended all foreclosures and eviction actions on mortgages insured by the Federal Housing Administration (FHA) for the next 60 days. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will also suspend all foreclosures and evictions for the same 60 day period.

Utility Assistance

Many utility and service providers across the nation are suspending disconnections and offering special allowances or payment plans at this time. First and foremost, reach out directly to your service provider to ensure no disruption in service and to make necessary arrangements.

Governor Kelly Temporarily Prohibits Utility & Internet Disconnects until April 15

The Wichita Community Foundation: Stand With Wichita fund provides financial support to people out of work or seeing their hours cut because of the virus and need help paying utility expenses. https://wichitacf.org/strategic-initiatives/stand-with-wichita-fund

Small Business Assistance and Loans

Small Business Disaster Loan Assistance Program: The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to Washington small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). For more information or to apply: https://disasterloan.sba.gov/ela

SCORE is a nationwide nonprofit organization of thousands of volunteer business counselors trained to serve as advisors to business owners.

Federal Income Tax Filing and Payment Deadline Extension: The federal tax return filing deadline is now July 15, 2020. For tax payments of up to $10 million, the IRS has also extended the deadline for both individuals and businesses to July 15, 2020. Estimated tax payments for 2020 originally due on April 15 will now be due on July 15.

Facebook Small Business Grants Program: Facebook is offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries due to the effects of COVID-19. Not much information is currently available, but sign up to be included as more comes available here:

Hospitality Industry Emergency Relief Fund (HIRE): This fund is a relief program that will give businesses a bridge loan with a max limit of $20,000. The fund is backed by $5 million from the governor. For more information on the Hospitality Industry Relief Emergency fund, visit kansascommerce.gov/HIREfund.

The U.S. Small Business Administration is now offering disaster assistance to small businesses in both Kansas and Missouri. Applicants can apply online and download applications at https://disasterloan.sba.gov/ela. Applicants can also call SBA’s Customer Service Center at 800-659-2955 or email disastercustomerservice@sba.gov for more information.

Other (Student Loans, Food, Internet Resources)

Student Loans Deferment: Student Loan Deferment or Forbearance
Information from the Department of Education:

Internet Resources:
Xfinity WiFi hotspots across the country are available to anyone who needs them for free, including non-Xfinity Internet subscribers. For a map of Xfinity WiFi hotspots, visit
www.xfinity.com/wifi. Once at a hotspot, you can select the "xfinitywifi" network name in the list of available hotspots and then launch a browser.

Internet Essentials by Comcast is offering reduced cost internet access during the COVID-19 Crisis; info here: https://www.internetessentials.com/

Industry-Specific Assistance:
Bartender Emergency Assistance Program Grant through the United States Bartending Guild Foundation for eligible industry workers that have been displaced during COVID-19:

If you are a bartender, barback, bar server, or are otherwise engaged in the service or preparation of alcoholic beverages, you are eligible.

Restaurant Workers' Community Foundation (RWCF), its COVID19 Crisis Relief Fund has been established to:
i) Immediately direct money to organizations leading on-the-ground efforts in the restaurant community, ii) To bolster our impact investing budget to provide zero-interest loans to businesses to maintain payroll during closure or re-open once this crisis has passed. iii) To establish a relief fund for individual workers facing economic hardships or health crises as a direct result of COVID-19.

RWCF has assembled an impressive list of resources for restaurant workers here:

One Fair Wage, Emergency Coronavirus Tipped and Service Worker Support Fund, providing free, cash assistance to restaurant workers, delviery drivers and other tipped workers and service workers.

Air Force Aid Assistance, Air Force Aid Society, offering no-interest loans and/or grants to members of the Air Force, Airmen, and families;

American Guild of Musical Artists (AGMA), American Guild of Musical Artists Relief Fund, offering financial assistance for rent, utilities, mental health, and medical care; as well as other basic living expenses for any AGMA member in good standing or on honorable withdrawal;

And many many more. Great collection of nationwide industry specific programs available here:

The Salvation Army is providing cleaning supplies to people in need, as well as emergency food and financial assistance to families and individuals. The Stand with Wichita Fund is a partnership with The Salvation Army in response to the COVID-19 pandemic. Dollars donated will assist individuals who have been negatively impacted by the COVID-19 virus. https://wichitacf.org/strategic-initiatives/stand-with-wichita-fund

Kansas Department for Children and Families resources for displaced workers:
The Emergency Food Assistance Program (TEFAP) TEFAP provides free USDA commodities to households with income below 130% of the federal poverty level.

Supplemental Food Assistance Program (SNAP): SNAP food assistance is a monthly benefit which allows individuals and families to purchase food for themselves and their families.

Temporary Assistance for Needy Families (TANF) TANF cash assistance provides a monthly benefit to low-income families with children to help them pay for basic needs, including shelter, utilities, diapers and transportation.

Eviction or Foreclosure Information

On March 18, 2020, the Department of Housing and Urban Development (HUD) suspended all foreclosures and eviction actions on mortgages insured by the Federal Housing Administration (FHA) for the next 60 days. The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac will also suspend all foreclosures and evictions for the same 60 day period.

Kansas Gov. Laura Kelly has signed a sweeping executive order freezing mortgage foreclosures and rent evictions in Kansas during the global coronavirus pandemic until May 1, 2020.

Useful Websites and Other Resources

211.org - Get Connected. Get Help. A national network providing a wealth of resources and assistance spanning from food assistance to monthly housing needs. Visit http://211.org/services/covid19 to find your local 211 and learn the assistance available to you.

Salvation Army, check in with your State's Salvation Army for what is being coordinated near you:

News | The White House

Coronavirus Tax Relief | Internal Revenue Service

Treasury and IRS Issue Guidance on Deferring Tax Payments Due to COVID-19 Outbreak

For the latest information on the COVID-19 Coronavirus, go to http://www.kdheks.gov/coronavirus/index.htm